Credit Repair Kit For Dummies

Manage and repair your creditCredit card debt is the third largest source of household indebtedness. "Credit Repair Kit For Dummies" gives you the tools you need to repair your credit.

This new edition covers: major changes with the Consumer Financial Protection Bureau's (CFPB) inquiry into overdraft practices and their effect on consumers; dealing with the effect of tightened credit markets on those with good, marginal, or bad credit; best ways to recover from mortgage related score hits or minimize damage after walking away from a home; updated Vantage Score information; updated coverage on reporting programs like FICO Score watch, etc.; what makes a good FICO score today; a new section on significant others (boyfriend/girlfriend/spouse) and credit/debt sharing; Debt Relief Act in a mortgage meltdown situation; the latest tips and advice on dealing with identity theft and annoying collection calls; and more. Online you'll find sample credit reports, forms, templates, and other helpful tools to help whip your credit into shape.Updated credit score examples with new rangesNew information about IRS exceptions to the Mortgage ForgivenessAdvice and tips about adding information to a credit report, and beefing-up thin creditUseful, downloadable, forms and tools on Dummies.com

If you have mediocre credit and want or need to better manage it in order to get a job, reduce insurance costs, qualify for banking products, and more, "Credit Repair Kit For Dummies" has it covered.

Gestionati-va si reparati-va datoria cardului de credit este a treia sursa de indatorare a gospodariei. „Credit Repair Kit For Dummies” va ofera instrumentele de care aveti nevoie pentru a va repara creditul. Aceasta noua editie acopera: modificarile majore ale anchetei Biroului de protectie financiara a consumatorilor (CFPB) privind practicile de descoperire de cont si efectul acestora asupra consumatorilor; tratarea efectului unor piete de credit inasprite asupra celor cu un credit bun, marginal sau rau; cele mai bune modalitati de recuperare a rezultatelor obtinute din creditele ipotecare sau minimizarea pagubelor dupa plecarea de la o casa informatii actualizate Vantage Score; acoperire actualizata a programelor de raportare precum FICO Score watch, etc; ce face un scor FICO bun astazi; o noua sectiune despre altii semnificativi (iubit / iubita / sot) si partajarea creditelor / datoriilor; Legea privind eliminarea datoriilor intr-o situatie de topire a ipotecii; cele mai recente sfaturi si sfaturi privind gestionarea furtului de identitate si a apelurilor deranjante de colectare; si altele.