Microfinance for Entrepreneurial Development

Microfinance has been hotly debated by ever-colliding camps of ardent supporters, who believe that microfinance addresses credit market failures and provides a durable answer to the problem of the poverty, and staunch critics, who argue that lending by microfinance institutions is wasteful, and the interest rates are too high.

Microfinantarea a fost aprig dezbatuta de taberele de sustinatori infocati, care se ciocnesc mereu, care cred ca microfinantarea abordeaza esecurile pietei de credit si ofera un raspuns durabil la problema saraciei, si de critici fermi, care sustin ca imprumuturile de catre institutiile de microfinantare sunt risipitoare, iar ratele dobanzilor sunt prea mari.